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Your structured settlement or lottery payments are your credit.

Get the cash you need today. Bad credit is okay!

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Get up to $500 instantly at 4.9% APR

Your structured settlement or lottery payments are your credit with My Payment Loan. No long sales process. Get Cash in Hours. This type of loan is faster and easier to get than selling your structured settlement or getting a traditional loan because it doesn’t require a court approval or good credit.

Not a Sale: Secure a loan while keeping your future settlement payments. We understand the importance of your long-term financial security.

See how much you can borrow

By submitting your information, you agree to be contacted by My Payment Source via email and/or SMS. You consent to receive communications regarding your inquiry. Your information will be handled in accordance with our Privacy Policy and Terms of Service.

These are your payments, borrow now!

Keep Your Future Payments:

With a payment loan, you can get money now and still keep the payments you will receive in the future.

Credit Score Does Not Play a Factor

Unlike traditional loans, a bad credit score doesn’t affect your eligibility or your interest rate.

Get Money Fast

Payment loans give you money much faster than selling your structured settlement. This is helpful if you need money right away. Get cash in hours, not months.

Don’t sell your structured settlement or lottery payments,
get a payment loan instead.

How it works

Contact Us

Fill out your contact information and our team will be in touch quickly.

Payment Verification

Your payments are verified by a loan specialist.

Receive Your Cash

Once verified, the cash is sent directly to you.

How We Can Help

We offer fast and easy payment loans that don’t require good credit or court approval. Get the cash you need today while keeping your future settlement payments.

Get Started

Helpful Tips & Advice

Want to know more about payment loans and what you could do with one? Check out our blog for helpful articles and tips.

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Help and Support

Fill out your contact information and our team will be in touch quickly.

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Your payments are
your credit line

Get Started Today